THE VALUE OF INVESTMENTS AND INCOME FROM THEM CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN THE FULL AMOUNT YOU INVEST
All investments carry varying degrees of risk. Investments should be held for the medium to long term (5+ years). To invest through us you must be 18 or over. No advice is provided on the Investment Hub. Fees and minimum amounts apply. Before you invest we'll tell you about the fees and how they're collected. Investment Hub provided by Santander ISA Managers Limited.
Santander has a long and proud history of helping people to make the most of their money. We’re here to help you prosper and our investment services are one of the ways we aim to do this.
We understand, though, that your financial needs are personal to you. So here you’ll find articles, videos and guides to help you work out if investing is the right path for you and your money and, if it is, how you can go about making the most of it.
Please remember the value of investments, and any income from them, can go down as well as up and you may get back less than you put in. If you are not prepared to have your money invested for five years or more it may not be right for you.
You probably know Santander as a bank, but Santander Asset Management also looks after £154bn in investments for customers in ten countries. Through our investment products and services you can benefit from both of our expertise.
Welcome to the Investment Hub
If you feel confident enough to make your own investment decisions, the Santander Investment Hub is a convenient, secure online service that lets you buy, sell and keep track of investments.
You can use the information available through the Investment Hub to choose from a wide range of fund investments on offer, from Santander Asset Management and many other fund managers too. These investments can be held in a Stocks and Shares ISA or an Investment Account depending on your personal needs and you can manage them online at any time.
You can also move money, investments and stocks and shares ISAs with other providers to the Santander Investment Hub if you like, to keep track of everything in one place. You may have to sell your investments to do this, which could have tax implications if you are not invested in an ISA. You may also have to pay charges to your current service provider for moving.
Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the full amount you invest. When you invest you should be prepared to have your money invested for the medium to long term, typically at least 5 years.
With traditional savings your capital will grow when interest is added, however over time the real value will be affected by inflation. With investments, your capital isn’t guaranteed to grow, however they have more potential to balance the effects of inflation.
The tax treatment of your savings and investments, including the favourable tax treatment of ISAs, may be subject to change in the future and depends on your individual circumstances.