Welcome to Santander
Santander has a long and proud history of helping people make the most of their money
That’s what we’ve been about for over 160 years, all around the world. With Santander you’re in the company of millions of personal banking customers who trust us with their money. In the UK alone we have over 800 branches and more than 25,000 employees (as at September 2017).
We’re here to help you prosper, through our investment services and through all of the other services we provide.
You’re with experts
You probably know Santander as a bank. But we also have another company in our group, Santander Asset Management, that looks after £154bn (as at September 2017) in investments for customers in ten countries. Combining our banking expertise with their investment expertise means we can offer you products and services that benefit from the best of both.
You’re in control
It’s your money and your decision about whether investing is for you. Whatever you decide, our Online Banking service lets you see all your money with Santander together – including your investments – so it’s easier to make the most of what you have. You’ll always be able to see what you’re paying in charges too, so you can compare us to others if you’d like, and be confident you’re getting value for money.
You’re secure online
Millions of people trust us to look after their money and we never lose sight of that. Your security online is top of our priority list so we go to great lengths to protect you. Years of experience has shown us exactly what works, allowing us to build a service that works actively to protect both your identity and your finances.
We have 3 routes to investing:
When you choose to invest we’ll clearly show and explain the ongoing investment fees, the type of fees applied are the same no matter which route you decide.
Saving alongside your investments
Whatever you decide about investing, it's wise to have some money put aside in savings. We offer a wide range of options including Cash ISAs, fixed-term bonds and instant access savings accounts
Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the full amount you invest. When you invest you should be prepared to have your money invested for the medium to long term, typically at least 5 years.
With traditional savings your capital will grow when interest is added, however over time the real value will be affected by inflation. With investments, your capital isn’t guaranteed to grow, however they have more potential to balance the effects of inflation.
The tax treatment of your savings and investments, including the favourable tax treatment of ISAs, may be subject to change in the future and depends on your individual circumstances.