Santander’s Digital Investment Adviser

A simple digital tool, for a new kind of investor

Get investment advice today

As with all investments your capital is at risk and you may get back less than you invest. Investments should be held for the medium to longer term (5+ years). To invest through us you must be 18 or over. Fees and minimum amounts apply.

Find out what type of investor you are by completing a series of questions and activities to gauge your reaction to risk

Getting started is as simple as…

1. Register

Register for an Investment Hub account. It takes a few minutes and you'll need your National Insurance number.

2. Get advice

Log on to your Investment Hub account and click 'Get Online Advice' on the homepage to start.

3. Invest

If the Digital Investment Adviser confirms investing is a suitable choice for you, set up the fund we've recommended and you're ready to go!

It’s quick

Get personalised advice in around 25 minutes at a time and place that's convenient to you.

It’s easy

We gauge your attitude to risk through simple, interactive questions. Then, if appropriate, recommend one of four funds to suit you.

It's your choice

You can try the Digital Investment Adviser with no obligation to invest.

Imagine spinning the arrow on the wheel to see where it lands. What would you choose?

Would you feel comfortable playing?

We help you discover your risk profile by evaluating the amount of gains versus losses you’d feel comfortable with.

Investing is about the future. We’ll gauge how long you’re prepared to wait to help determine if investing is right for you.

Would you prefer to receive £25 in two weeks or £32 in one month?

How does time affect your choice?

Shows an example comparison if you put your money into savings.

Based on the information you provide us we'll show you a summary of how your money may perform when invested in our recommended fund.

Your suitability report is your next step towards investing

Once you've completed the Digital Investment Adviser's questions and activities and reviewed your investment summary, you can choose to buy your suitability report.

Your suitability report includes:

  • Which of the four funds we recommend investing your money in
  • A summary of everything you told us
  • Full details of the amounts you could receive at your target time

The cost of your suitability report is £20. It's valid for 28 days and we'll only recommend that you invest and let you buy your suitability report if investing is right for you.

You can

  • Invest from £500 to £20,000
  • Set up monthly payments from £20
  • Save your progress and come back later 
  • Build up your investing experience in an easy-to-use environment
  • Use your ISA allowance

Alternative routes to investing…

Our face-to-face Financial Planning Service offers personalised investment advice from a qualified adviser for those with £20,000 or more to invest. Find out more

Or choose your own investments, using our Investment Hub to buy, sell and manage your investments without advice. Register or Log on

As with all investments your capital is at risk and you may get back less than you invest. Investments should be held for the medium to longer term (5+ years). To invest through us you must be 18 or over. Fees and minimum amounts apply.